Risk assessment and governance
Assess inherent ML/TF risk across customers, products, channels and countries, approved by the management body — with an AML officer on an independent reporting line.
Typical tasks
What typically lands on your desk
Due diligence and screening
Identify the customer and beneficial owner, branch risk-based into simplified or enhanced measures, and screen against sanctions lists.
Suspicious-activity reporting and retention
Report suspicions to the FIU without delay, observe the tipping-off ban and retain records for five years within GDPR limits.
Tracking regulatory change
Spot new requirements, map them to your own processes and evidence that they are implemented — without anything getting stuck in an inbox.
How Agentic360 helps
From legal text to an evidenced gap
The building blocks compliance and AML officers can work with on the platform — each linked to its detail page.
AML blueprint under the AMLR
12 modules, 41 grounded controls — every step anchored to its AMLR article. A gap status per module with severity, action and target date; level-2 standards still pending are flagged as such.
Handbook gap check
The AML Compliance Advisor reads your existing prevention handbook and maps it article by article against Regulation (EU) 2024/1624 — every gap backed by the exact article.
Onboarding and screening as a workflow
KYC, sanctions and PEP checks against the EU list, OFAC SDN and GLEIF, risk score and routing — with human approval on the SAR path and every step in the audit trail.
MaRisk, DORA and change tracking
Blueprints for MaRisk & BAIT and DORA, plus the Regulation Watcher: changes land as a task in the system instead of in a newsletter nobody reads.
Regulations
Regulations that shape your role
Applies directly from 10 July 2027; supervision by the AMLA.
MaRisk compliance function with annual report.
Applies since 17 January 2025.
Classify AI systems used in compliance work; duties in stages.
- GDPR
Retention of CDD and transaction records within GDPR limits.
Whether and to what extent a regulation applies to your organisation depends on size, sector and business model. This overview is orientation, not legal advice.
Related industries
Check your handbook before the supervisor does.
30 minutes: we walk through the AML target process and show the handbook gap check on an example.